16 Shopping Sites That Accept eChecks + Personal Checks (2024)

Though credit card payments are most common online, several web-based retailers accept checks as a form of payment.

Usually, you’ll have to mail in your personal check, but some sites let you pay with an electronic check (eCheck).

Alternatively, you can use PayPal to pay with your checking account at hundreds of sites.

Below, we list the sites that do and don’t accept checks for online purchases.

The List

The following stores accept personal checks by mail or eChecks via PayPal or bank transfer; some accept both physical checks and eChecks.

AliExpress

• Check types accepted: eCheck (PayPal)^[1]
• How to pay by check/eCheck: Choose “PayPal” as your payment method at checkout.^[2]
• Start shopping

Amazon

• Check types accepted: eCheck (bank transfer)^[3]
• How to pay by check/eCheck: At the Shipping & Payment stage of the checkout process, select “add a checking account.” You’ll then be prompted to enter your routing number, account number, name, address, and driver’s license or state ID number.^[3]
• Start shopping

Appliances Connection

• Check types accepted: Physical check, eCheck (PayPal)^[4]
• How to pay by check/eCheck: Select PayPal at checkout or call (800) 299-9470 to set up a payment by personal check. Once the check clears (which typically takes about a week), the order will ship.^[4]
• Start shopping

B&H

• Check types accepted: Physical check, eCheck (PayPal)^[5]
• How to pay by check/eCheck: Select PayPal at checkout or call B&H’s customer service phone line at (800) 952-3386 to place your order and pay by personal check. If you’re paying by check, a customer service representative will give you the most up to date mailing address and quote order number to include on the check to avoid delays.^[5][6]
• Start shopping

Brandy Melville

• Check types accepted: eCheck (PayPal)^[7]
• How to pay by check/eCheck: Select PayPal at checkout and choose your bank as the payment method when prompted in PayPal.^[8][9]
• Start shopping

Cabela’s

• Check types accepted: Physical check or eCheck^[10]
• How to pay by check/eCheck: Call Cabela’s customer service at (800) 237-4444 to set up an electronic check payment or print out a Cabela’s order form to mail in with your paper check to the following address:
  Cabela’s Order Processing
  2500 E Kearney St.
  Springfield, MO 65898^[10][11]
• Start shopping

eBay

• Check types accepted: Physical check (only for items being picked up in person), eCheck (PayPal)^[12]
• How to pay by check/eCheck: Varies by the seller; if the seller has opted to accept personal checks, you’ll see this as a payment option after making a successful bid on an auction item or checking out for fixed-price items. Payments by check should be made when picking up the item. Be sure to get a receipt from the seller.^[13][12]
• Start shopping

Foot Locker

• Check types accepted: eCheck (PayPal or bank transfer)^[14][15]
• How to pay by check/eCheck: Choose “PayPal” as your payment method at checkout or scan your QR code with the PayPal app for touch-free payment.^[14][15]
• Start shopping

Milanoo

• Check types accepted: eCheck (PayPal or bank transfer)^[16]
• How to pay by check/eCheck: Our related research explains how to pay using PayPal or a bank transfer online at Milanoo.
• Start shopping

Oriental Trading

• Check types accepted: Physical check, eCheck (PayPal)^[17][18]
• How to pay by check/eCheck: Select PayPal at checkout or print, fill out, and mail in the Oriental Trading order form (along with your check). Note that your current address must be printed on your check; if there is a P.O. Box printed on your check, you should write your physical address on the check as well. If your check is returned for non-sufficient funds, Oriental Trading will assess a service charge of $20. Mail the check to:
  ORIENTAL TRADING CO., INC.
  P.O. Box 2308
  Omaha, Nebraska 68103-2308^[18]
• Start shopping

QVC

• Check types accepted: Physical check, eCheck (PayPal)^[19]
• How to pay by check/eCheck: At check out, select the option for ‘“PayPal” or “check/money order.” If using a check, select continue, and then “place order” on the final screen. Once you’ve placed the order online, QVC will give you the address to mail your check, and an order number, which you must write on your check. Note that you must check out using your password to pay by check. If QVC does not receive the check within 10 days, it will cancel the order.^[19][20]
• Start shopping

Staples

• Check types accepted: Physical check, eCheck (PayPal)^[21]
• How to pay by check/eCheck: For PayPal, select this option on the payments page when completing your order. To pay with a check, you’ll have to call (800) 333-3330 to place your order and receive instructions for where to mail the check.^[21]
• Start shopping

Vistaprint

• Check types accepted: eCheck (PayPal)^[22][23]
• How to pay by check/eCheck: At checkout, on the payments page, select “PayPal” and make your payment.^[23]
• Start shopping

Walmart

• Check types accepted: eCheck (PayPal)^[24]
• How to pay by check/eCheck: Select PayPal at checkout and choose your bank account as your payment method.^[8][24]
• Start shopping

Wayfair

• Check types accepted: Physical check, eCheck, PayPal^[25]
• How to pay by check/eCheck: Select PayPal or pay by check at checkout. Wayfair holds orders paid for by check for 15 days from the time the check is received to allow for the check to clear and prevent fraud.^[26]
• Start shopping

Williams Sonoma

• Check types accepted: eCheck (PayPal)^[27]
• How to pay by check/eCheck: At checkout, on the payments page, select “PayPal” and make your payment.^[27]
• Start shopping

More Options: Stores That Accept PayPal

Several of the sites above accept eChecks through PayPal. PayPal allows you to pay directly with your checking account by linking your account and routing numbers to your PayPal account.

Once your account is verified, you’ll be able to select PayPal at checkout and pay with an eCheck at any online retailer that accepts PayPal.

Stores That Don’t Accept Personal Checks, eChecks, or PayPal

In the course of our research, we found several e-commerce sites that don’t accept eChecks, personal checks, or PayPal.

Typically, these sites only accept payments from major debit and credit cards:

• BigLots.com^[28]
• Costco.com^[29]
• Kohls.com^[30]
• TigerDirect.com^[31]

If you prefer to pay by check when shopping in-person, too, see our article with the list of stores that take checks.